Insight Runs Deep

At Schwartz & Co., we strive to deliver high-impact service to organizations, including innovative solutions and comprehensive consulting. As an independent firm, with national scale and resources, we work with leading plan providers and record-keeping platforms. We leverage the latest research and analytics, coupled with fiduciary best practices, to partner with institutions and help them meet their retirement plan obligations.

We specialize in helping plan sponsor committees implement retirement plan solutions that are aligned with industry best practice - and in the best interest of their employees. As an independent advisory firm, we serve as an objective consultant for plan sponsors, aiding them with the selection of investment options, plan design, overall plan cost analysis, participant education, and plan provider selection (i.e. request for proposals (RFPs)). Our areas of focus include:

Fiduciary Exposure Liability Management

As either Section 3(21) or Section 3(38) fiduciaries, we act in the best interest of plan participants. We understand that fiduciary liability exposure is a significant concern for many plan sponsors. We explore and develop ways in which plan sponsors can lower their fiduciary risk exposure. Our systematic and time-tested approach to fiduciary review meetings has helped plan sponsors, and the plans they oversee, achieve ongoing compliance with ERISA standards.

Plan Benchmarking

A plan sponsor is responsible for ensuring that the total plan cost can be deemed competitive or 'reasonable' - which is why we help analyze and benchmark all elements of plan cost: investment expense, recordkeeping and administration and our advisory fee. To evaluate the competitiveness of your plan versus other options available, we conduct systematic, independent plan comparisons to ensure plan sponsors are in the most cost-competitive plans, while still maintaining first rate service levels.

Plan Participant Education

Schwartz & Co. offers a carefully customized participant education program for your team members. Through group meetings and one-on-one investment consultations, we work with plan participants to guide them on their road towards retirement readiness. Our nationally recognized participant education program has been a key differentiator for our firm, which has added great value for our plan sponsor clients. Our program is tailored to the organization with whom we are working. We collaborate closely with plan sponsors and the appropriate internal partners to ensure that our program fits the specific culture of each client.

Intensive Focus on Long-Term Net Returns

Schwartz & Co. has a distinguished history of achieving highly competitive net returns for our Institutional clients over the long term. Our team of investment professionals is committed to researching and recommending investment vehicles that are consistent with a Plan’s Investment Policy Statement. Investments are continuously monitored and evaluated based on risk, cost, composition, management quality, long-term performance, and medium-term performance, among other key characteristics.

Please note, past performance does not guarantee future results.